Who is sra associates inc

If a debt collector is being abusive towards you in any way, they are breaking the law. It was founded in , has to employees and is managed by its President, John Chiara. It is also a member of the American Collectors Association. Beginning in or around mid to late July , a New Jersey resident allegedly began receiving repetitive calls from SRA Associates Inc, sometimes up to three times a day.

Each time SRA Associates Inc called, the plaintiff asked the representative to stop, as she was receiving calls during work hours, which was prohibited by her employer. If either one appears on your caller ID, be aware that a debt collector may be calling for you. If they keep calling your workplace despite requests to stop, fail to identify themselves as debt collectors in each call, or omit the required debt validation letter, hire a consumer attorney.

No matter what the debt balance is, your rights must be respected, or an agency risks an expensive fine. If you file a claim against SRA Associates Inc, or any other third-party collection agency, you may not be entitled to any compensation. However, if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages. It is also illegal for SRA Associates to make any claims they cannot or will not follow through on — this includes threatening to sue you or to foreclose on your home. If you are being harassed by a debt collector, you should also consider filing a complaint.

There are strict regulations about what a collection agency can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it.

In particular:. Avoid the phone. NEVER talk to a debt collector on the phone. The less they know about you, the better. Request a letter with the original debt information and then hang up.

Record their phone calls. If you must deal with a debt collection agency on the phone, record them. Thirty-five states and the District of Columbia allow you to record your phone conversations secretly. They will usually hang up. Debt collectors are known to make false threats, lie, and tell you whatever they need to tell you to try to get you to pay the debt. You can do things on your terms, but ignoring the situation will not make SRA Associates go away.